NO PROOF OF INCOME FOR A
MORTGAGE - NO PROBLEM

Self Employed ? Having no proof of income is no problem at Homebuyers Advice Centre.

We know how frustrating it can be not having the necessary proof of income when it comes to buying a house. So if you are self employed, you work on a contract basis, agency work or you have a low basic salary with commission, whatever the reason we can help you if you have no proof of income with a self cert mortgage.

Let us help you buy that dream home you have your sights set on, even though you are self employed and have no proof of income..

Call free on 0800 037 8310 or complete our online enquiry form for a decision within 24 hours or click here to find out a bit more about how you can get non proof of income mortgages.

Self Employed Mortgages

As a self employed person you may find it more difficult to get a mortgage from a high street lender as mortgage lenders can prefer to have a guaranteed proof of income by employment, but being self employed it is more difficult to prove your income.

To get a mortgage as a self employed person you need to show either 2 or 3 years accounts depending on the lender. If your business has not been running that long then you will need a letter of confirmation from your accountant.

Now, with the ever increasing number of self employed people, mortgage lenders offer a solution by providing Self Cert Mortgages (self certification mortgages).

Self Cert Mortgages

Self Cert mortgages are mortgages which allow you to certify your income by declaring it on the application form meaning you do not need to provide any proof of income. You could qualify for up to 95% of the purchase price.